Managing your finances efficiently starts with knowing your account balance. If you hold an SBI account, checking your balance is quick and convenient. In this guide, we will walk you through the various methods to check your SBI account balance effortlessly.
How to Check Account Balance in State Bank of India
SBI offers multiple ways for customers to check their account balance, including online and offline methods. Below are the most popular methods you can use.
1. SBI Balance Inquiry via Missed Call Banking
SBI provides a missed call service that allows account holders to check their balance quickly.
Steps:
Dial the designated SBI missed call number from your registered mobile number.
The call will disconnect automatically.
You will receive an SMS with your SBI account balance details.
2. Checking SBI Balance via SMS Banking
If you prefer an SMS-based balance inquiry, follow these steps:
Steps:
Send an SMS in the format BAL to the designated SBI SMS banking number from your registered mobile number.
You will receive an SMS with your updated account balance.
3. SBI Balance Check Using Internet Banking
SBI’s online banking portal allows users to check their balance from anywhere.
Steps:
Log in to the SBI Net Banking portal.
Log in with your User ID and Password.
Click on the ‘Account Summary’ section.
Your account balance will be displayed on the screen.
4. Checking Balance via SBI YONO App
SBI’s YONO app provides a seamless way to check your account balance.
Steps:
Download the SBI YONO App from the Play Store or App Store.
Log in using your SBI credentials or MPIN.
Tap on the ‘View Balance’ option to see your account balance instantly.
5. SBI Balance Inquiry via ATM
You can also check your SBI balance at any ATM.
Steps:
Insert your SBI debit card into the ATM.
Select ‘Balance Inquiry’ from the menu.
Enter your PIN, and your balance will be displayed.
6. Checking Balance via SBI Customer Care
If you prefer to speak to a representative, you can call SBI’s customer care service.
Steps:
Dial the SBI customer care toll-free number from your registered mobile number.
Follow the IVR prompts to check your balance.
Conclusion
Keeping track of your SBI account balance is essential for financial planning and avoiding overdrafts. SBI offers multiple convenient ways to check your balance, whether via SMS, missed call, internet banking, or mobile apps. Choose the method that best suits your needs and stay updated on your finances effortlessly!